Welcome to my website.
I write about the things that interest me: philosophy, finance, social enterprise, politics and art. I aim to write well and to write clearly, but to avoid oversimplification.
There is a saying, beloved of some philosophers, that if you are unable to express an idea clearly you have not understood it properly.
To which I would add, if a complex problem has a simple solution then someone else will have thought of it already.
On this site you will find a selection of my writing, some of which has been published elsewhere and some of which is only available here.
Each time a new piece of writing is added to the site it will also be profiled on this page. The work has been divided into three categories.
Shorter pieces are classified as articles
Longer pieces are classified as essays
Pieces that comment specifically on the work of others are classified as reviews
The site was launched in January 2009. I hope you find it interesting.
If you want to send me comments about the site or about my work please contact me. Click here if you want to know more about me.
The Financial Conduct Authority has recently consulted on the introduction of a price cap for the "high cost short term credit market". This policy has been forced on the FCA by the politicians, church and community leaders who have campaigned against Wonga and other sub-prime lenders. Faisel Rahman and I have written a response to the consultation on behalf of Fair Finance. We think the likely outcomes will be good for Wonga and bad for those who suffer the worst forms of financial exclusion.